Fire damage at our Pewaukee apartment. Did they have renters insurance?

Apartment fire damage in Pewaukee. Did they have renters insurance?

Here is a picture of one of our buildings in Pewaukee that was damaged during a fire on September 4, 2015. Thankfully, no one was hurt or killed.

The fire started on or near a balcony. There was a charcoal grill on that balcony. Did the grill start the fire? That remains unknown. What we do know is that gas and charcoal grills are not allowed on patios and balconies.

The 2009 revision of the National Fire Protection Association (NFPA) code, adopted into the State’s fire code in 2010, specifically bans any device used for cooking or heating, including electric grills from use or storage on balconies of multi-family occupancies.

NFPA 1:10.11.6 states: “…no hibachi, grill, or other similar devices used for cooking, heating, or any other purpose shall be used or kindled on any balcony, under any overhanging portion, or within 10 feet (3 meters) of any structure.” For further clarification, grills may be stored on first floor patios, but must be a minimum of 10 feet from the building or any overhang while in use.

In short, since grills can only be used at least 10 feet away from the building, there is no reason for any grill ever to be on a balcony. Grills can be stored on ground level patios, but they may not be used on the patio.

Another fact to ponder: Six of the eight units in this building were just about entirely destroyed. Of these six, three residents lacked renters insurance and lost everything. The other three had replacement cost insurance and got all new stuff to the tune of about $30,000 apiece.

How much does renters insurance cost for a Pewaukee apartment?

How about $8 per month. You have renters insurance, right? If not, please contact our office today. We’ll put you in touch with our agent for a quote. There’s no obligation to you and no kick back to us. But call now while you still have this on your mind – (262) 785-0840.